Garantie France Num

L'Etat, le Fonds européen d’investissement (FEI) et Bpifrance ont élaboré un dispositif de garantie publique destiné à accompagner la distribution de prêts pour le financement de projets de transformation numérique portés par des PME de moins de 50 salariés.

Cette garantie est mobilisable jusqu'au 31 décembre 2023.

Projets de transformation numérique qui permettent d’améliorer significativement au moins l’un des domaines suivants :

• processus internes ;
• gestion de la chaîne logistique (ex : achat d’un logiciel) ;
• innovations des produits ou des services ;
• relation client (ex : présence en ligne) ;
• développement commercial (ex : conception ou développement d’un site internet, vente en ligne) ;
• modèles d’affaires innovants ;
• sécurité (ex : mise en place d’un dispositif de cybersécurité et de sécurisation des données) ;
• compétences et formations numériques.

 

Prêts garantis : prêts à moyen terme d’une durée d’amortissement initiale comprise entre 2 ans et 5 ans, d’un montant maximum de 50 000 € tous prêts confondus

PME de moins de 50 salariés de plus de 3 ans.

Quotité de garantie : 80 %.

La commission est flat de 0,70 % de l’encours du crédit.

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